RBI – The Reserve Bank of India (RBI) has provided relief to small borrowers by making a significant change in gold loan rules. The Loan-to-Value (LTV) ratio for gold loans up to ₹2.5 lakh has been increased from 75% to 85%. This change will come into effect from April 1, 2026, allowing borrowers to avail … Read more
1000 Rupees Note : Whenever new currency notes are launched or withdrawn in India, the decision is made jointly by the Reserve Bank of India (RBI) and the Government of India. As you may remember, in 2016, the government demonetized the ₹500 and ₹1000 notes, removing them from circulation. Later, in 2023, the ₹2000 note … Read more
RBI Home Loan New Rules : Nowadays, buying a house without a home loan is almost impossible. Most people fulfill this dream through home loans. Now, the Reserve Bank of India (RBI) has introduced several new rules in the interest of home loan borrowers. The RBI has also instructed banks to strictly implement these rules. … Read more
Bank Locker Rule 2025 : As per RBI, all locker users of banks would have to sign a revised agreement by 31 December 2025. This makes sure that there is certainty on terms, responsibilities and usage. Failure to comply could limit access to the locker and hence make it important to update at your bank … Read more
