$145.83 Canada BC Family Benefit 2025 : In British Columbia (BC), the BC Family Benefit is a provincial program meant to assist families with children under 18 by providing monthly payments. In October 2025, many eligible families expect to receive approximately $145.83 (or an equivalent calculated amount) as part of their benefit. This article outlines who is eligible, how the amount is determined, and when to expect payments in October 2025.
What Is the BC Family Benefit?
The BC Family Benefit is a tax-free monthly support payment to families residing in British Columbia who care for children under the age of 18. The benefit is administered via the Canada Revenue Agency (CRA), and it is combined with the federal Canada Child Benefit (CCB) into a single payment.
It is designed to reduce the financial burden of raising children, especially for families with low to moderate incomes. The amount you receive depends on your family’s income, number of children, and whether you qualify for any supplements (such as for single parents).
Who Is Eligible?
To qualify for the BC Family Benefit, the following conditions generally apply:
- Residency in BC
You must be a resident of British Columbia for tax purposes. - Children Under 18
The children for whom you are claiming must be under the age of 18. - Registration for Canada Child Benefit (CCB)
Since the BC benefit is tied to the CCB, your child must be registered under that program. In many cases, you don’t need to apply separately for the BC Family Benefit — enrollment happens via the CCB process. - Filing Tax Returns
You (and your spouse or common-law partner, if any) must file a yearly T1 Income Tax & Benefit return. This allows CRA to assess your adjusted family net income and determine your eligibility and benefit amount. - Primary Caregiver / Custody
You must be primarily responsible for the child’s care and upbringing. In cases of shared custody, the benefit may be split between the caregivers. - Income Thresholds
The benefit is income-tested. Families with adjusted family net income below a certain threshold may receive the full benefit, while those with higher incomes receive a reduced amount. -
Single Parent Supplement (if applicable)
Low-income single parents may qualify for an additional supplement (up to $500 annually) if they meet certain criteria.
How the Benefit Amount Is Calculated
The benefit is calculated based on:
- The number of eligible children
- Your adjusted family net income from the previous tax year
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Any supplements (e.g. for single parents)
For the period July 2025 to June 2026, the maximum annual benefit amounts are (before reductions) $1,750 for the first child, $1,100 for the second child, and $900 for each additional child.
These amounts are reduced if your income exceeds a threshold (e.g. $94,483), by a rate of 4% of the income above that threshold, until the benefit is phased out.
Your monthly benefit is simply the annual amount divided by 12 (i.e. “annual benefit ÷ 12”).
If a kid is in shared custody, the benefit for that child is split (each parent may receive half).
Why “$145.83” for October 2025?
If you are seeing a figure like $145.83, that might correspond to a partial or prorated benefit, or a family with multiple children for whom that is the share per child after income-based reductions. For example, dividing an annual benefit of $1,750 by 12 yields about $145.83.
Thus, $145.83 could represent the monthly amount for one child under the base maximum (i.e. $1,750 / 12 = $145.83). If you are receiving just one child’s benefit at full base rate, that may explain the number.
However, actual amounts may vary due to your income, family size, custody arrangements, and supplements, so always check directly via CRA.
What to Do If You Don’t Receive the Payment
- Wait 5 working days after the scheduled deposit date and check your bank account or cheque mail.
- Log in to CRA My Account to view your benefit status and to confirm your banking and address details.
- Ensure your tax return was filed for the previous year so CRA can calculate your benefits.
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If there are problems, contact CRA directly to inquire about the delay or missing payment.
Conclusion
If you see a benefit amount of $145.83 for October 2025, that likely reflects a full monthly benefit for one child under the base calculation ($1,750 annual ÷ 12). To receive it, you must meet eligibility requirements (residency, age of child, tax filing) and ensure your information with CRA is current. The October 2025 payment is scheduled for around October 20, 2025, and using direct deposit helps avoid delays.
If you like, I can check the official 2025 BC Family Benefit schedule and exact rates and update this draft for you. Do you want me to confirm?
